The insurance market has become highly competitive over the past years, with insurance companies coming up with new and innovative products just to capture a big market share. Aside from broadening their product offerings, insurers have also resulted to lowering their premiums in order to stay ahead. This is why, when shopping for insurance, make sure you are getting the best insurance rates ava...

Insurance, by nature, is a form of risk management against certain types of financial losses. It comes in many forms such as auto insurance, life insurance, home insurance, and disability insurance. Each of us, more often than not, has owned or will own an insurance policy at one point in our lives. It is therefore important to be familiar with the process of making an insurance claim. An insura...